About us

Welcome to Munitus

Munitus Insurance Limited was established in 2019 as part of the Beat Group, underwriting Professional Liability business as Beat Syndicate 4242. Munitus has a highly experienced, specialist underwriting team with a strong background across a broad range of Professional Liability classes of business.

The underwriting team is complemented by a first-class claims operation with extensive experience in handling major Professional Liability claims.

Our long-term relationship focus and excellent reputation for client service and delivery in a fast-changing business environment is further underpinned by impeccable financial strength.

Clients benefit from Lloyd’s A (Excellent) rated paper from A.M. Best with policyholders also gaining the additional comfort from the Lloyd’s central fund.

Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels.

The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.  Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at lloyds.com/brexittransfer.

See claims

Munitus, munita – defended, fortified, protected, secured, safe

Our strength

We pride ourselves on our leadership capabilities and strong track record of consistent underwriting. With extensive expertise in underwriting complex risks, our philosophy and appetite is to partner with sophisticated clients and develop long-standing relationships where we can collaborate and provide value to our clients.

The Munitus claims team uses established market relationships and extensive experience to support our clients, working directly with brokers and Insured’s to provide a knowledgeable and accessible claims offering.

Writing as Beat Syndicate 4242, our clients can take comfort in the knowledge that we are part of the oldest and most trusted brand in insurance, with impeccable financial strength, including the Lloyd’s chain of security.

What we bring

  • Lead underwriting expertise
  • Consistent underwriting approach
  • Expertise across a broad range of Professional Liability classes of business
  • Complex risk focus for global exposures
  • Collaborative client relationship focus
  • Close working relationship between underwriters and claims professionals

Key contacts

Kevin McCool

Chief Executive Officer


Kevin founded Munitus in 2019. After beginning his career at JH Minet, Kevin joined Lexington London (AIG) in 1996 and has largely specialized in underwriting US Professional Liability since then with a particular focus on Architects & Engineers, Lawyers and Accountants. Kevin held a variety of senior underwriting and management positions at AIG including Head of UK Professional Indemnity & Cyber in addition to his management of the Lexington London Professional Liability business.

Adam Moore

Chief Underwriting Officer


Adam co-founded Munitus in 2019. He has over 18 years’ experience working in the London insurance market. Prior to joining Munitus he was Vice President of Professional Liability Lexington London (AIG). In this role Adam was responsible for the US Professional Liability underwriting team, providing lead underwriter expertise across a range of US E&O sub classes of business, including Architects & Engineers, Contractors, Lawyers and Accountants.

Samuel Cook

Underwriting Assistant


After achieving three A-Levels at Sixth Form, Sam joined the Lloyd’s Apprenticeship Scheme in September 2018.  Following 3 successful placements within the Lloyd’s and London market, he completed his Cert CII qualification and went on to join the Munitus team in December 2019, in preparation for their underwriting launch.