About us

Welcome to Munitus

Munitus Insurance Limited was established in 2019 as part of the Beat Group, underwriting Professional Liability business as Beat Syndicate 4242. Munitus has a highly experienced, specialist underwriting team with a strong background across a broad range of Professional Liability classes of business.

The underwriting team is complemented by a first-class claims operation with extensive experience in handling major Professional Liability claims.

Our long-term relationship focus and excellent reputation for client service and delivery in a fast-changing business environment is further underpinned by impeccable financial strength.

Clients benefit from Lloyd’s A (Excellent) rated paper from A.M. Best with policyholders also gaining the additional comfort from the Lloyd’s central fund.

See claims

Munitus, munita – defended, fortified, protected, secured, safe

Our strength

We pride ourselves on our leadership capabilities and strong track record of consistent underwriting. With extensive expertise in underwriting complex risks, our philosophy and appetite is to partner with sophisticated clients and develop long-standing relationships where we can collaborate and provide value to our clients.

The Munitus claims team uses established market relationships and extensive experience to support our clients, working directly with brokers and Insured’s to provide a knowledgeable and accessible claims offering.

Writing as Beat Syndicate 4242, our clients can take comfort in the knowledge that we are part of the oldest and most trusted brand in insurance, with impeccable financial strength, including the Lloyd’s chain of security.

What we bring

  • Lead underwriting expertise
  • Consistent underwriting approach
  • Expertise across a broad range of Professional Liability classes of business
  • Complex risk focus for global exposures
  • Collaborative client relationship focus
  • Close working relationship between underwriters and claims professionals

CULTURAL RESPONSIBILITY

At Munitus, we are constantly striving to promote best practices in ensuring we are a diverse and inclusive employer, and continue to work with our clients, brokers and colleagues to create a culturally respectable business and risk base. As a company that manages  risk, we are aware of the need to play our role in addressing challenges that our society is now faced with and adapting to the changing economic environment. We are working towards fully embedding cultural considerations, including ESG, across all aspects of our business, both internally and within our client base.

Meet the Team

Kevin McCool

Chief Executive Officer


Kevin founded Munitus in 2019. After beginning his career at JH Minet, Kevin joined Lexington London (AIG) in 1996 and has largely specialized in underwriting US Professional Liability since then with a particular focus on Architects & Engineers, Lawyers and Accountants. Kevin held a variety of senior underwriting and management positions at AIG including Head of UK Professional Indemnity & Cyber in addition to his management of the Lexington London Professional Liability business.

Adam Moore

Chief Underwriting Officer


Adam co-founded Munitus in 2019. He has over 18 years’ experience working in the London insurance market. Prior to joining Munitus he was Vice President of Professional Liability Lexington London (AIG). In this role Adam was responsible for the US Professional Liability underwriting team, providing lead underwriter expertise across a range of US E&O sub classes of business, including Architects & Engineers, Contractors, Lawyers and Accountants.

Oscar Harries

Assistant Underwriter


Oscar joined Munitus in May 2024 from Hiscox, where he primarily focused on Professional Indemnity Delegated Authority for Architects, Engineers, and Accountants’ risks. In his current role, he is providing key underwriting support to Senior Underwriters whilst developing his experience in both US & UK Professional Liability.